Official Certification Exam Name: Health Insurance Licensing – Core Essentials
Number of Questions with Accurate Answers: 387
Exam Vendor / Provider: Finance
Required Passing Marks: 63%
Maximum Allowed Time: 150
Content Updated On: January 14, 2026
The advantage of the Life and Health exam is that it doesn’t require any academic education to take. You require a high school diploma or GED in addition to extensive research. You may need to verify in your region because registration for the Life and Health exam is unique to your state. Although some states need you to complete a licensure program and pass an exam, these are actually as simple as a fifth-grade spelling test. Moreover, health insurance tends to your medical expenses while you are still alive while life insurance helps your family financially in case of your untimely demise. Therefore, this health insurance licensing is must.
Exam costs vary from state to state and often range from $50 to $150. There is no refund for exam payments. You can purchase using a credit card, debit card, gift certificate, or electronic check. The health and Insurance exam will consist of 75 questions for the California Life Insurance license, and you will have 90 minutes to finish it. There will be three multiple-choice questions on the Life and Health Insurance exam: direct question, incomplete sentence, and “all of the following except.” Each question will have four options, from which the applicant must select. The number of questions and the time restriction will change according to the state you are giving your exam. Exams are conducted on a personal computer, and the candidate is given the results right away when the test is over. Furthermore, the Candidate is required to at least 70% to pass the national health insurance exam.
The BCBS exam contains the following topics:
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